FAQ 
If you're already working with Volarus Capital Partners, we recommend reaching out directly to your assigned loan officer for the most accurate assistance. If you're a new client or have general questions, feel free to contact us at: 📧 Email: Info@volaruscp.com Contact Us for More Information
Loan servicing for Volarus Capital Partners is managed by Elite Commercial Servicing. For any questions related to loan servicing, please use the following contact information: 📧 Email: Info@volaruscp.com
Volarus Capital Partners is an asset-based lender. This means your loan amount is primarily based on the value of the real estate asset used as collateral. Maximum Loan-to-Value (LTV) ratios vary depending on the loan program. For detailed information, please refer to the “Loan Programs” section on our website.
To evaluate both the borrower and the property, we require the following: Completed loan application, Authorization for credit and background check, Proof of funds (e.g., bank statements), Property appraisal, Renovation budget (if applicable), Lease agreements (if applicable), Business entity documentation,
Yes, our minimum credit score requirements vary by program: Short-Term Bridge & ARV Loans: 660+, Long-Term Rental Loans: 660+, New Construction Loans: 650+, While credit score is a factor, we also review your full financial history and exit strategy to assess creditworthiness.
No, we do not charge application or processing fees during the pre-approval or approval stages. However, borrowers are responsible for third-party expenses, such as appraisals or project feasibility reports.
Not at all. Volarus only charges interest on the disbursed loan balance—not on the undrawn rehab funds. This structure helps reduce your overall borrowing costs.
Our 30-year Long-Term Rental loans may include adjustable prepayment penalties of up to 5 years. However, all other loan programs carry no prepayment penalties.
Yes. Through our ARV Loan Program, we offer funding of up to 90% of the purchase price and 100% of renovation costs, provided the total loan does not exceed 75% of the After Repair Value (ARV).
We allow up to 90% Loan-to-Cost (LTC), capped at 75% of the ARV for qualifying properties under our ARV loan program.
No. Volarus Capital Partners exclusively provides commercial-purpose loans. We do not fund owner-occupied residential properties. All loans must be made to a business entity and backed by non-owner occupied real estate.